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Browse All Bay Saint Louis MS Between $400K - $500K Properties for Sale

$429,000
2 Beds 2 Baths 4161363 MLS
Experience the best of Old Town Bay St. Louis at 315 Main Street, where historic character meets modern coastal living. This distinctive building has been thoughtfully reimagined and completely renovated while preserving the architectural character of its original exterior. Renovated in 2023, the building offers individually designed residences, giving each condominium its own unique floor plan and personality. This 2-bedroom, 2-bath condominium offers soaring 10-foot ceilings, an open and light-filled living area, and a clean, contemporary coastal design. The kitchen features stainless steel appliances, generous counter space and modern cabinetry, while durable luxury vinyl flooring flows throughout the main living areas. A stackable washer and dryer is included, along with high-efficiency, energy-conscious features designed for comfortable, low-maintenance living. Even better, this condo is being offered fully furnished and turnkey—ready to enjoy from day one. Whether you're looking for a full-time residence, weekend getaway, second home, or investment property with short-term rental possibilities, this property offers exceptional flexibility. And the location is hard to beat. From your front door, you can walk or golf cart to everything that makes Bay St. Louis such a sought-after coastal destination—downtown restaurants, boutique shopping, entertainment, the beach, marina, parks, schools and boating. Enjoy mornings by the water, afternoons exploring Old Town and evenings dining and listening to live music, all without having to get in the car. 315 Main Street offers a rare opportunity to own a turnkey residence in a beautifully renovated historic building in the heart of Bay St. Louis. With its unique architecture, modern amenities and exceptional walkability, this is coastal living made easy.

315 Main Street Unit C, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$440,000
3 Beds 2 Baths 4159656 MLS
This distinctive 3-bedroom, 2-bath home on Dunbar Street offers 1,760 square feet of thoughtfully designed living space on a desirable double corner lot in Bay St. Louis. Built in 2007, the home combines timeless coastal character with bold, sophisticated finishes, complemented by a durable metal roof, inviting wraparound porch, and screened-in side porch ideal for enjoying the outdoors. Inside, brick tile flooring, a vaulted ceiling, an open staircase, a fireplace, recessed lighting, modern pendant fixtures, and stylish wall sconces create a warm and visually striking interior. The living room is anchored by custom olive green built-in cabinetry, providing both character and generous storage. The kitchen offers a functional layout with plenty of room for gathering and entertaining. A spacious peninsula provides additional prep space and casual seating, while white shaker cabinetry contrasts beautifully with a statement navy blue island. Stainless steel appliances and a gas cooktop complete the space, with a dining nook conveniently positioned just off the kitchen. The first floor includes two secondary bedrooms, each featuring French doors that open directly onto the porch, creating a seamless connection between the indoor and outdoor living spaces. Upstairs, an additional living area or entertainment nook offers flexible space for relaxing, working, or entertaining. All bedrooms have hardwood flooring. Also located upstairs, the private primary suite provides a peaceful retreat separate from the secondary bedrooms. The en-suite bath features a tiled countertop and backsplash along with a walk-in shower. Located just a golf cart ride from Downtown Bay St. Louis, this home puts the restaurants, boutiques, entertainment, waterfront, and vibrant coastal atmosphere of downtown within easy reach. With its wraparound porch, screened outdoor living space, covered back porch, cart barn, lots of storage, distinctive architectural details, and thoughtfully designed floor plan, this Dunbar Street home offers a unique opportunity to enjoy the relaxed Bay St. Louis lifestyle.

1115 Dunbar Avenue, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

$439,000
3 Beds 2 Baths 4159350 MLS
A rare opportunity to own an updated waterfront home on two full lots for exceptional privacy and outdoor enjoyment. This expansive view, with deep-water canal access, is made even more captivating by the magnificent, oak-shaded surroundings. This beautifully updated 3-bedroom, 2-bath home offers 1,456 square feet of thoughtfully designed living space, surrounded by mature live oaks and expansive windows that capture beautiful views of the canal and waterfront. The deep-water canal is one of the property's greatest assets, providing easy access for boating and fishing. Along the seawall, you'll find multiple piers plus an impressive large fish-cleaning station, which could also serve as an outdoor entertaining, cooking, or prep area. Another major advantage is the opportunity to assume the existing FEMA flood insurance policy—a rare and potentially significant savings year after year, for a new owner. The property includes two full lots, giving you something increasingly difficult to find on the waterfront: space. Enjoy the privacy of your own oak-shaded setting, plenty of room for outdoor activities, and abundant parking both beneath the home and outside. The fenced yard is perfect for pets, while the spacious laundry room and large downstairs storage area provide the kind of practical storage that makes waterfront living easy and enjoyable. The generous space beneath the home also offers numerous possibilities for entertaining, relaxing, storing boats and water toys, or simply enjoying the beautiful surroundings. Property Highlights Deep-water canal waterfront.Two full lots. 3 bedrooms, 2 baths. 1,456 SF. Fully updated Beautiful mature oak trees. Calming waterfront views. Numerous windows for natural light and views. Assumable FEMA flood insurance policy. Seawall with multiple piers. Large fish-cleaning station/outdoor prep area. Ample parking under the home and outside. Fenced yard for pets. Large laundry room. Large downstairs storage room. Generous space underneath the home for entertaining and storage. If you've been looking for a waterfront home in Bay St. Louis that offers deep water, privacy, character, and plenty of usable outdoor space, this is a rare find. Come experience the views, the oaks, and the waterfront lifestyle for yourself.

4069 Robin Street, Bay Saint Louis

Listing courtesy of General Capital Corporation.

$449,900
3 Beds 2 Baths 4158438 MLS
Canal-Front Living Just Minutes from Bayou Lacroix! Enjoy the best of coastal living with this canal-front home in Bay St. Louis, situated on a deep and wide canal leading to Bayou Lacroix, the Jourdan River, and beyond. Whether you enjoy boating, fishing, entertaining, or simply relaxing by the water, this property offers a wonderful setting for the Gulf Coast lifestyle. A brand-new boathouse and boat lift make getting out on the water quick and convenient. After a day on the boat, enjoy entertaining family and friends in the outdoor kitchen area, perfect for cookouts, seafood boils, and gatherings by the water. Inside, the primary bathroom features a double vanity, while a convenient storage room provides additional space for boating gear, fishing equipment, outdoor toys, and more. Some furnishings may remain with the home at the buyer's option, making it even easier to begin enjoying your new coastal retreat. The spacious backyard offers plenty of possibilities—create a play area for the kids, add the swimming pool you've always wanted, or design your own outdoor oasis overlooking the canal. With canal frontage, a new boathouse and boat lift, outdoor entertaining space, and quick boating access to Bayou Lacroix, this property is ready for you to enjoy everything that makes living on the Mississippi Gulf Coast so special. Bring your boat and start enjoying life on the water!

4114 11th Avenue, Bay Saint Louis

Listing courtesy of Allied Realty Coastal Homes.

$419,900
3 Beds 2 Baths 4157408 MLS
Don't miss this beautiful 2024-built waterfront home offering 1,363 square feet, 3 bedrooms, and 2 full bathrooms in one of the Mississippi Gulf Coast's most desirable areas. Located on a canal with quick access to the Jordan River, this home is a boater's dream while being only 12 minutes from downtown Bay St. Louis, where you'll enjoy incredible restaurants, shopping, entertainment, beaches, and all the charm the Coast has to offer. Designed with an efficient, open floor plan that maximizes every square foot, this home is ideal as a primary residence, vacation getaway, or investment property. Property Features: * Waterfront canal lot with quick access to the Jordan River * Brand-new boat dock with premium Trex® composite decking for years of low-maintenance enjoyment * 3 Bedrooms | 2 Bathrooms * 1,363 Square Feet * Built in 2024 * Durable metal roof, helping reduce insurance costs while providing long-lasting protection * Spray foam insulation throughout for exceptional energy efficiency and lower utility bills * Elevated well above the base flood elevation, resulting in low flood insurance premiums * Large ground-level storage room with plenty of space for boating, fishing, and beach equipment * Additional refrigerator included in the downstairs storage room * Spacious covered porch and outdoor entertaining areas * New professionally tinted front windows for added privacy, comfort, and energy efficiency * Washer, dryer, and all kitchen appliances included For buyers looking for a truly turnkey opportunity, select furniture and décor are available for purchase separately. Whether you're looking for a full-time home, a weekend retreat, or a coastal investment property, this home offers modern construction, low-maintenance living, and outstanding access to the water. Spend the day boating on the Jordan River, then return home to relax on your porch and enjoy the peaceful waterfront setting.

4065 Blue Jay Street, Bay Saint Louis

Listing courtesy of Sell Your Home Services, LLC..

$439,000
3 Beds 2 Baths 4156363 MLS
This beautiful home in the Shieldsboro community offers a 3-bedroom, 2 full bathroom open and split design with a flex space and computer desk/niche. Upgrades for this home include wood look ceramic tile flooring throughout, blinds for the windows, gutters, quartz countertops, gas kitchen appliance package, upgraded kitchen backsplash, undermount cabinet lighting, LED coach lights on each side of the garage, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and 2 walk-in closets in master bath, tray ceiling in master bed, kitchen island, walk-in pantry, covered porches, undermount sinks, recessed lighting, LED lighting throughout, crown molding, ceiling fans in living and master, framed mirrors in all baths, smart connect Wi-Fi thermostat, smoke and carbon monoxide detectors, landscaping package, and more! Efficient Features: tankless gas water heater, gas kitchen appliance package, vinyl Low E tilt-in windows, radiant barrier roof decking. The owners have added amenities of their own to include a privacy fence, a pergola with concrete slab, water filtration system, extra cabinets in laundry room, office and bathrooms, extra door for privacy to the master suite, extra lighting, extended concrete on both sides of the driveway and a storage building. This home has it all and you can jump on your golf cart and ride down to Old Town and join in on all the fine dining, fun and entertainment that Bay St Louis has to offer!

605 Thomas Shields Boulevard, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$419,000
3 Beds 3 Baths 4154793 MLS
New construction waterfront home built in 2026 offering approximately 1,473± sq. ft. of thoughtfully designed living space along a canal-front setting with direct water access to Edwards Bayou, the Jourdan River, and the Gulf of Mexico. This 3 bedroom, 2.5 bath home features an open and inviting floor plan with custom cabinetry, a large kitchen island, and modern finishes throughout. The layout includes a uniquely positioned breakfast/morning room at the front of the home, creating an additional light-filled living space that enhances the overall flow and functionality. The primary suite offers a private retreat with balcony access and a spa-inspired bath layout, including plumbing for a freestanding tub and a separate walk-in shower. Two spacious secondary bedrooms are located just off the hallway and are served by a full guest bath, along with a convenient half bath in the hallway. A well-designed laundry room includes a full sink and washer/dryer connections with direct access to the primary suite bathroom/room. Additional features include a metal roof, tankless gas water heater, and luxury vinyl plank flooring throughout. The seller is currently in the process of installing a gas stove and dishwasher to complete the kitchen. Enjoy peaceful waterfront living from the covered front porch overlooking the canal, offering a great setting for relaxing and taking in the coastal surroundings. Great location, modern coastal design, and functional layout make this new construction home a standout opportunity.

825 Larkspur Lane, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

$410,000
2 Beds 2 Baths 4148357 MLS
Welcome to Palm Cove, positioned just off the water on three generously sized lots with +/- 150 water frontage, this well-appointed 2-bedroom, 2-bath coastal retreat offers direct access to Bayou La Croix and the Gulf, making it an ideal setting for those who embrace life on the water. Thoughtfully designed for boating enthusiasts, the property features a private boat launch, covered boat storage, and multiple carport spaces to accommodate vehicles and recreational equipment. The ground level offers abundant storage, a shaded area for relaxing or entertaining, and a gated side yard perfect for pets or securing kayaks, jet skis, and other outdoor essentials. Surrounded by mature trees, the property provides a sense of privacy while maintaining its strong connection to the waterfront lifestyle. An expansive porch welcomes you upstairs into a bright and airy interior defined by soaring vaulted ceilings and an open-concept layout. The spacious living room flows seamlessly into an updated kitchen complete with custom cabinetry, a breakfast bar, and ample workspace, creating a functional and inviting environment for everyday living and entertaining. A dedicated laundry room offers additional storage and convenience. The home is filled with natural light throughout, enhancing its relaxed coastal feel. Whether you are searching for a primary residence, weekend getaway, or investment opportunity, this property delivers versatility, comfort, and exceptional access to the water. A furniture list is available with an acceptable offer.

4229 21st Avenue, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

$440,000
3 Beds 2 Baths 4148197 MLS
Welcome to this truly unique coastal retreat offering 2 bedrooms, 2 bathrooms, and a versatile bonus room, perfect for a home office, guest space, or hobby area. Designed with comfort and flexibility in mind, this home features multiple living spaces, providing plenty of room to relax, entertain, and make it your own. A standout feature of this property is the second bedroom and bathroom, which have previously been utilized as a successful Airbnb, offering an excellent opportunity for supplemental income. Financial information can be made available with an accepted offer. You'll love the abundance of storage throughout, plus a large storage building in the backyard, perfect for tools, equipment, or additional workspace. The spacious yard provides plenty of room for outdoor living, gatherings, or simply enjoying the coastal breeze. Location is everything, and this one delivers. Just a short walk to the seawall, and only minutes from Bay-Waveland Yacht Club, you'll have easy access to boating, fishing, and waterfront relaxation. Hop on your golf cart and enjoy a quick ride to downtown Bay St. Louis, the golf course, local dining, shopping, and all the charm and excitement the Coast has to offer. Whether you're searching for a primary residence, weekend getaway, or investment opportunity, this property offers the perfect blend of space, location, and coastal lifestyle.

130 Melody Lane, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

$449,900
3 Beds 2 Baths 4141586 MLS
This canal front home in Bay St. Louis puts waterfront living within reach, with direct access to Bayou Lacroix and the surrounding waterways beyond your back door. A brand new mid level deck was just added, doubling the outdoor living space, creating a shaded, livable area large enough for a full-sized outdoor dining table, full outdoor furniture set, with room to spare. Inside, cathedral ceilings and an open floor create a bright, open living area. The kitchen was made with the chef in mind, with quartz countertops, a large island, custom cabinetry, and stainless steel appliances. The primary suite offers a walk-in tile shower and a spacious walk-in closet. The ground floor storage room now has a second story, giving owners real, usable space for boat gear, beach chairs, and everything else that comes with coastal living. Built in 2026, this home skips the usual list of updates and repairs that come with buying older homes on the coast. Sitting in a higher elevation AE flood zone, insurance costs stay more manageable than many waterfront properties on the coast, which is a real advantage that buyers are looking for. Downtown Bay St. Louis and its Old Town shops, galleries, and waterfront restaurants are just a few minutes drive by car or a short boat ride away. The adjacent lot next door is also available for purchase, giving you the option to expand. You could add extra parking or storage, or simply have more privacy along the water. This waterfront living allows you to participate in all the festivities that come with living in Bay St. Louis all while letting your boat stay in the water just off your back porch.

5049 Georgia Street, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$489,900
2 Beds 3 Baths 4140246 MLS
This home offers a rare opportunity to own true Gulf Coast waterfront on two lots, with the flexibility to keep both for extra privacy and outdoor space, or sell/build a second home on the vacant lot. Tucked in the popular Jourdan River Estates subdivision, this elevated coastal home delivers direct water access with a private bulkhead, dock, and boat lift, making it a boater's and angler's dream. Inside the Home - Step through a separate staircase or private interior cargo elevator into an open-concept living space filled with natural light. The living area features wood flooring and a wood-burning fireplace, flowing seamlessly into a well-appointed kitchen with stone counters, stainless steel appliances, a breakfast bar, and pantry storage — all with water views. The private bedrooms with upgraded baths offer peaceful retreats, while a convenient half bath serves the main living level. Crown molding, high ceilings, double vanities, a soaking tub, and abundant storage throughout add thoughtful, quality touches. The true showpiece is out back: a spacious private covered deck overlooking a fully fenced backyard oasis, complete with bulkhead, dock, and boat lift. Whether it's sunrise coffee on the water or an evening on the boat, this property was made for the Gulf Coast lifestyle. A boat house adds extra storage for gear and water toys. This home is a must for anyone looking for a waterfront retreat!

117 Janelle Drive, Bay Saint Louis

Listing courtesy of RE/MAX Coast Delta Realty.

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Copyright 2026 Mississippi Gulf Coast Multiple Listing Service, Inc. Buyer and/or Buyer's Agent should verify data and evaluate source. This information is furnished by the Mississippi Gulf Coast Multiple Listing Service, Inc. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Mississippi Gulf Coast Multiple Listing Service, Inc. All properties are subject to prior sale, change or withdrawal. Neither the MLS nor the Listing Broker will be held responsible for any typographical errors, misinformation and misprints and shall be held totally harmless. Data displayed is a portion of, and not a complete listing of all listing information published in the Mississippi Gulf Coast Multiple Listing Service, Inc.

Between $400K - $500K Bay Saint Louis Real Estate

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