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Browse All Bay Saint Louis MS Between $400K - $500K Properties for Sale

4107 20th Avenue, Bay Saint Louis
$479,900
3 Beds ⋅ 3 Baths ⋅ 4165869 MLS
Coastal Living at Its Best! Waterfront Home with Private Pier and Easy Boating Access to Downtown Bay St. Louis! Discover your own slice of paradise in this beautifully designed 3-bedroom, 3-bath waterfront home offering 1,440 square feet of living space. Perfectly situated along a scenic canal, this property combines quality craftsmanship, modern finishes, and the laid-back coastal lifestyle that makes Bay St. Louis so desirable. Step inside to find beautiful custom cabinetry, a spacious walk-in pantry/laundry room, and stunning tray ceilings accented with stained wood, adding warmth and character. The primary suite offers a relaxing retreat featuring a freestanding soaking tub, custom-tiled walk-in shower, and generous walk-in closet. A second bedroom includes its own private en-suite bathroom, ideal for guests or family. Outdoor living is just as impressive! The spacious mid-level deck overlooks the canal, providing the perfect place to entertain, enjoy your morning coffee, or unwind after a day on the water. Additional features include a storage room, bulkhead, and private pier. Bring your boat and start enjoying the waterfront lifestyle! Take a short boat ride to downtown Bay St. Louis to enjoy waterfront dining, shopping, and entertainment, or cruise out to explore the beautiful Mississippi Gulf Coast and nearby barrier islands. Whether you're searching for a full-time residence, weekend escape, or coastal getaway, this home offers the perfect combination of comfort, craftsmanship, and waterfront adventure. Don't just dream about coastal living—make it your reality! Some photos are AI enhanced during construction. Updated photos to follow once completed.

4107 20th Avenue, Bay Saint Louis

Listing courtesy of Allied Realty Coastal Homes.

854 Deer Drive, Bay Saint Louis
$499,900
3 Beds ⋅ 2 Baths ⋅ 4165165 MLS
Price Reduced!!! Making Dreams Come True! Don't miss this incredible opportunity to own one of the few waterfront homes in a highly sought-after neighborhood where you can golf cart to Old Town Bay St Louis. This 3-bedroom 2-bath home offers the perfect blend of coastal charm, comfort and entertaining space. The thoughtfully designed open floor plan features a spacious living area, generously sized bedrooms and high ceilings that create a bright and welcoming atmosphere. The home boasts granite countertops, custom cabinetry, beautiful wood floors and a utility lift for added convenience. A fortified roof is another major bonus, offering significant savings on homeowners' insurance. Enjoy the coastal lifestyle with a large-covered porch overlooking the waterfront and plenty of space downstairs for crab boils, family gatherings and entertaining friends. Spend your days on the water with a short boat ride to the Jourdan River and minutes to the Bay St Louis Harbor. Head out to Historic Old Town Bay St Louis for shopping, dining and entertainment, all just minutes away by golf cart! Waterfront homes in this desirable area are a rare find! With the sellers already having purchased another home and ready to move, this property presents an exciting opportunity for its next owner. Sellers are motivated and ready to consider all offers. Come and experience the Coast Life and make this waterfront dream your reality! Don't wait, schedule your showing today!

854 Deer Drive, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

4143 20th Avenue, Bay Saint Louis
$425,000
3 Beds ⋅ 2 Baths ⋅ 4164624 MLS
Welcome to a truly beautiful waterfront home in Shoreline Park, where sophisticated finishes and an incredible coastal lifestyle come together. Built in 2024, this 3-bedroom, 2-bath home is thoughtfully designed with an elevated attention to detail, featuring gorgeous chandeliers, high ceilings, beautiful luxury vinyl flooring, custom cabinetry, and quality finishes throughout. The open-concept living space creates an effortless flow between the kitchen, dining, and living areas, while the stunning kitchen offers a large island, custom cabinetry, and a beautiful view toward the water. The spacious primary suite is a standout, featuring a gorgeous bathroom with double vanities, a soaking tub, separate shower, walk-in shower, and walk-in closet, creating a luxurious space to unwind. Two additional bedrooms offer plenty of room for family, guests, or a home office, while carefully selected finishes throughout add even more character to this exceptional home. Beyond the beautiful interior, the true magic of this property is outside, where you can step into a waterfront lifestyle with direct canal frontage and access to Bayou Lacroix, the Jourdan River, and ultimately the Gulf. A private fishing dock makes it easy to enjoy afternoons on the water, whether you're fishing, boating, or simply taking in the peaceful surroundings. This is more than a beautiful home; it is an opportunity to enjoy refined coastal living with direct access to some of the Gulf Coast's most desirable waterways.

4143 20th Avenue, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

315 Main Street Unit C, Bay Saint Louis
$429,000
2 Beds ⋅ 2 Baths ⋅ 4161363 MLS
Experience the best of Old Town Bay St. Louis at 315 Main Street, where historic character meets modern coastal living. This distinctive building has been thoughtfully reimagined and completely renovated while preserving the architectural character of its original exterior. Renovated in 2023, the building offers individually designed residences, giving each condominium its own unique floor plan and personality. This 2-bedroom, 2-bath condominium offers soaring 10-foot ceilings, an open and light-filled living area, and a clean, contemporary coastal design. The kitchen features stainless steel appliances, generous counter space and modern cabinetry, while durable luxury vinyl flooring flows throughout the main living areas. A stackable washer and dryer is included, along with high-efficiency, energy-conscious features designed for comfortable, low-maintenance living. Even better, this condo is being offered fully furnished and turnkey—ready to enjoy from day one. Whether you're looking for a full-time residence, weekend getaway, second home, or investment property with short-term rental possibilities, this property offers exceptional flexibility. And the location is hard to beat. From your front door, you can walk or golf cart to everything that makes Bay St. Louis such a sought-after coastal destination—downtown restaurants, boutique shopping, entertainment, the beach, marina, parks, schools and boating. Enjoy mornings by the water, afternoons exploring Old Town and evenings dining and listening to live music, all without having to get in the car. 315 Main Street offers a rare opportunity to own a turnkey residence in a beautifully renovated historic building in the heart of Bay St. Louis. With its unique architecture, modern amenities and exceptional walkability, this is coastal living made easy.

315 Main Street Unit C, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

4069 Robin Street, Bay Saint Louis
$439,000
3 Beds ⋅ 2 Baths ⋅ 4159350 MLS
A rare opportunity to own an updated waterfront home on two full lots for exceptional privacy and outdoor enjoyment. This expansive view, with deep-water canal access, is made even more captivating by the magnificent, oak-shaded surroundings. This beautifully updated 3-bedroom, 2-bath home offers 1,456 square feet of thoughtfully designed living space, surrounded by mature live oaks and expansive windows that capture beautiful views of the canal and waterfront. The deep-water canal is one of the property's greatest assets, providing easy access for boating and fishing. Along the seawall, you'll find multiple piers plus an impressive large fish-cleaning station, which could also serve as an outdoor entertaining, cooking, or prep area. Another major advantage is the opportunity to assume the existing FEMA flood insurance policy—a rare and potentially significant savings year after year, for a new owner. The property includes two full lots, giving you something increasingly difficult to find on the waterfront: space. Enjoy the privacy of your own oak-shaded setting, plenty of room for outdoor activities, and abundant parking both beneath the home and outside. The fenced yard is perfect for pets, while the spacious laundry room and large downstairs storage area provide the kind of practical storage that makes waterfront living easy and enjoyable. The generous space beneath the home also offers numerous possibilities for entertaining, relaxing, storing boats and water toys, or simply enjoying the beautiful surroundings. Property Highlights Deep-water canal waterfront.Two full lots. 3 bedrooms, 2 baths. 1,456 SF. Fully updated Beautiful mature oak trees. Calming waterfront views. Numerous windows for natural light and views. Assumable FEMA flood insurance policy. Seawall with multiple piers. Large fish-cleaning station/outdoor prep area. Ample parking under the home and outside. Fenced yard for pets. Large laundry room. Large downstairs storage room. Generous space underneath the home for entertaining and storage. If you've been looking for a waterfront home in Bay St. Louis that offers deep water, privacy, character, and plenty of usable outdoor space, this is a rare find. Come experience the views, the oaks, and the waterfront lifestyle for yourself.

4069 Robin Street, Bay Saint Louis

Listing courtesy of General Capital Corporation.

4065 Blue Jay Street, Bay Saint Louis
$419,900
3 Beds ⋅ 2 Baths ⋅ 4157408 MLS
Don't miss this beautiful 2024-built waterfront home offering 1,363 square feet, 3 bedrooms, and 2 full bathrooms in one of the Mississippi Gulf Coast's most desirable areas. Located on a canal with quick access to the Jordan River, this home is a boater's dream while being only 12 minutes from downtown Bay St. Louis, where you'll enjoy incredible restaurants, shopping, entertainment, beaches, and all the charm the Coast has to offer. Designed with an efficient, open floor plan that maximizes every square foot, this home is ideal as a primary residence, vacation getaway, or investment property. Property Features: * Waterfront canal lot with quick access to the Jordan River * Brand-new boat dock with premium Trex® composite decking for years of low-maintenance enjoyment * 3 Bedrooms | 2 Bathrooms * 1,363 Square Feet * Built in 2024 * Durable metal roof, helping reduce insurance costs while providing long-lasting protection * Spray foam insulation throughout for exceptional energy efficiency and lower utility bills * Elevated well above the base flood elevation, resulting in low flood insurance premiums * Large ground-level storage room with plenty of space for boating, fishing, and beach equipment * Additional refrigerator included in the downstairs storage room * Spacious covered porch and outdoor entertaining areas * New professionally tinted front windows for added privacy, comfort, and energy efficiency * Washer, dryer, and all kitchen appliances included For buyers looking for a truly turnkey opportunity, select furniture and décor are available for purchase separately. Whether you're looking for a full-time home, a weekend retreat, or a coastal investment property, this home offers modern construction, low-maintenance living, and outstanding access to the water. Spend the day boating on the Jordan River, then return home to relax on your porch and enjoy the peaceful waterfront setting.

4065 Blue Jay Street, Bay Saint Louis

Listing courtesy of Sell Your Home Services, LLC..

825 Larkspur Lane, Bay Saint Louis
$419,000
3 Beds ⋅ 3 Baths ⋅ 4154793 MLS
New construction waterfront home built in 2026 offering approximately 1,473± sq. ft. of thoughtfully designed living space along a canal-front setting with direct water access to Edwards Bayou, the Jourdan River, and the Gulf of Mexico. This 3 bedroom, 2.5 bath home features an open and inviting floor plan with custom cabinetry, a large kitchen island, and modern finishes throughout. The layout includes a uniquely positioned breakfast/morning room at the front of the home, creating an additional light-filled living space that enhances the overall flow and functionality. The primary suite offers a private retreat with balcony access and a spa-inspired bath layout, including plumbing for a freestanding tub and a separate walk-in shower. Two spacious secondary bedrooms are located just off the hallway and are served by a full guest bath, along with a convenient half bath in the hallway. A well-designed laundry room includes a full sink and washer/dryer connections with direct access to the primary suite bathroom/room. Additional features include a metal roof, tankless gas water heater, and luxury vinyl plank flooring throughout. The seller is currently in the process of installing a gas stove and dishwasher to complete the kitchen. Enjoy peaceful waterfront living from the covered front porch overlooking the canal, offering a great setting for relaxing and taking in the coastal surroundings. Great location, modern coastal design, and functional layout make this new construction home a standout opportunity.

825 Larkspur Lane, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

4229 21st Avenue, Bay Saint Louis
$410,000
2 Beds ⋅ 2 Baths ⋅ 4148357 MLS
Welcome to Palm Cove, positioned just off the water on three generously sized lots with +/- 150 water frontage, this well-appointed 2-bedroom, 2-bath coastal retreat offers direct access to Bayou La Croix and the Gulf, making it an ideal setting for those who embrace life on the water. Thoughtfully designed for boating enthusiasts, the property features a private boat launch, covered boat storage, and multiple carport spaces to accommodate vehicles and recreational equipment. The ground level offers abundant storage, a shaded area for relaxing or entertaining, and a gated side yard perfect for pets or securing kayaks, jet skis, and other outdoor essentials. Surrounded by mature trees, the property provides a sense of privacy while maintaining its strong connection to the waterfront lifestyle. An expansive porch welcomes you upstairs into a bright and airy interior defined by soaring vaulted ceilings and an open-concept layout. The spacious living room flows seamlessly into an updated kitchen complete with custom cabinetry, a breakfast bar, and ample workspace, creating a functional and inviting environment for everyday living and entertaining. A dedicated laundry room offers additional storage and convenience. The home is filled with natural light throughout, enhancing its relaxed coastal feel. Whether you are searching for a primary residence, weekend getaway, or investment opportunity, this property delivers versatility, comfort, and exceptional access to the water. A furniture list is available with an acceptable offer.

4229 21st Avenue, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

130 Melody Lane, Bay Saint Louis
$440,000
3 Beds ⋅ 2 Baths ⋅ 4148197 MLS
Welcome to this truly unique coastal retreat offering 2 bedrooms, 2 bathrooms, and a versatile bonus room, perfect for a home office, guest space, or hobby area. Designed with comfort and flexibility in mind, this home features multiple living spaces, providing plenty of room to relax, entertain, and make it your own. A standout feature of this property is the second bedroom and bathroom, which have previously been utilized as a successful Airbnb, offering an excellent opportunity for supplemental income. Financial information can be made available with an accepted offer. You'll love the abundance of storage throughout, plus a large storage building in the backyard, perfect for tools, equipment, or additional workspace. The spacious yard provides plenty of room for outdoor living, gatherings, or simply enjoying the coastal breeze. Location is everything, and this one delivers. Just a short walk to the seawall, and only minutes from Bay-Waveland Yacht Club, you'll have easy access to boating, fishing, and waterfront relaxation. Hop on your golf cart and enjoy a quick ride to downtown Bay St. Louis, the golf course, local dining, shopping, and all the charm and excitement the Coast has to offer. Whether you're searching for a primary residence, weekend getaway, or investment opportunity, this property offers the perfect blend of space, location, and coastal lifestyle.

130 Melody Lane, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

5049 Georgia Street, Bay Saint Louis
$439,900
3 Beds ⋅ 2 Baths ⋅ 4141586 MLS
This canal front home in Bay St. Louis puts waterfront living within reach, with direct access to Bayou Lacroix and the surrounding waterways beyond your back door. A brand new mid level deck was just added, doubling the outdoor living space, creating a shaded, livable area large enough for a full-sized outdoor dining table, full outdoor furniture set, with room to spare. Inside, cathedral ceilings and an open floor create a bright, open living area. The kitchen was made with the chef in mind, with quartz countertops, a large island, custom cabinetry, and stainless steel appliances. The primary suite offers a walk-in tile shower and a spacious walk-in closet. The ground floor storage room now has a second story, giving owners real, usable space for boat gear, beach chairs, and everything else that comes with coastal living. Built in 2026, this home skips the usual list of updates and repairs that come with buying older homes on the coast. Sitting in a higher elevation AE flood zone, insurance costs stay more manageable than many waterfront properties on the coast, which is a real advantage that buyers are looking for. Downtown Bay St. Louis and its Old Town shops, galleries, and waterfront restaurants are just a few minutes drive by car or a short boat ride away. The adjacent lot next door is also available for purchase, giving you the option to expand. You could add extra parking or storage, or simply have more privacy along the water. This waterfront living allows you to participate in all the festivities that come with living in Bay St. Louis all while letting your boat stay in the water just off your back porch.

5049 Georgia Street, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

117 Janelle Drive, Bay Saint Louis
$489,900
2 Beds ⋅ 3 Baths ⋅ 4140246 MLS
This home offers a rare opportunity to own true Gulf Coast waterfront on two lots, with the flexibility to keep both for extra privacy and outdoor space, or sell/build a second home on the vacant lot. Tucked in the popular Jourdan River Estates subdivision, this elevated coastal home delivers direct water access with a private bulkhead, dock, and boat lift, making it a boater's and angler's dream. Inside the Home - Step through a separate staircase or private interior cargo elevator into an open-concept living space filled with natural light. The living area features wood flooring and a wood-burning fireplace, flowing seamlessly into a well-appointed kitchen with stone counters, stainless steel appliances, a breakfast bar, and pantry storage — all with water views. The private bedrooms with upgraded baths offer peaceful retreats, while a convenient half bath serves the main living level. Crown molding, high ceilings, double vanities, a soaking tub, and abundant storage throughout add thoughtful, quality touches. The true showpiece is out back: a spacious private covered deck overlooking a fully fenced backyard oasis, complete with bulkhead, dock, and boat lift. Whether it's sunrise coffee on the water or an evening on the boat, this property was made for the Gulf Coast lifestyle. A boat house adds extra storage for gear and water toys. This home is a must for anyone looking for a waterfront retreat!

117 Janelle Drive, Bay Saint Louis

Listing courtesy of RE/MAX Coast Delta Realty.

218 Thomas Street, Bay Saint Louis
$499,000
2 Beds ⋅ 2 Baths ⋅ 4129525 MLS
''THE TREEHOUSE'' - A Luxurious Mid-Century, MODERN designed retreat in Bay St. Louis!! Welcome to the ''TREEHOUSE'' , a stunning custom -build mid century home nestled among majestic oaks in the highly sought-after town of Bay ST Louis. Designed to blend timeless architecture with natural beauty, this property offers the perfect balance of privacy, style and comfort. Situated on a 1/4 acre lot, This home is currently a active fully furnished short - term rental making it an ideal turnkey investment or private coastal escape, The exterior feature a durable metal roof, composite decking, and an inviting entertainment area downstairs... your very own private oasis with space for a pool. RV Parking and plenty of room for guest. Additional highlights include a 2 car carport and a workshop perfect for storage or creative projects. Inside offers an open concept floor plan filled with natural light with 2 br 2ba ensuites ! The sleek interior showcases custom cabinetry, quartz countertops, stainless steel appliances, mosaic tile backsplash and inspired flooring create a warm ,cohesive flow. Located just minutes from the vibrant and fun downtown district. A short golf cart ride away from boutiques, beaches, entertainment, casinos, golf and some of the best dining on the GULF Coast!! Whether you're searching for an elegant full time residence , a coastal getaway , or a proven income-producing property.

218 Thomas Street, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-Lorraine Rd.

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Copyright 2026 Mississippi Gulf Coast Multiple Listing Service, Inc. Buyer and/or Buyer's Agent should verify data and evaluate source. This information is furnished by the Mississippi Gulf Coast Multiple Listing Service, Inc. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Mississippi Gulf Coast Multiple Listing Service, Inc. All properties are subject to prior sale, change or withdrawal. Neither the MLS nor the Listing Broker will be held responsible for any typographical errors, misinformation and misprints and shall be held totally harmless. Data displayed is a portion of, and not a complete listing of all listing information published in the Mississippi Gulf Coast Multiple Listing Service, Inc.

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